Planning an event? Get an insurance quote
Find out what insurance covers at your event, what to budget and which losses need separate protection. Explore wedding, party, fundraiser, conference and festival guides, with policy examples and answers to common questions.
Get a special event insurance quote, or find the guide that matches your plans below.
Browse insurance guides for every event type, with four guides per type covering coverage, cost, same-day or instant availability, and a type-specific insurance question.
Weddings
- My Wedding Venue Wants Insurance. What Do I Need?
- How Much Does Wedding Liability Insurance Cost?
- Where Can I Buy Wedding Event Insurance?
- Does My Wedding Need Liquor Liability Insurance?
Private parties
- Do I Need Insurance for a Birthday or Anniversary Party?
- How Much Does Private Party Liability Insurance Cost?
- Where Can I Get Insurance for a Party in a Rented Hall?
- Does My Party Insurance Cover Caterers, DJs, and Other Vendors?
Fundraisers and charity galas
- What Insurance Do I Need for a Fundraiser or Charity Gala?
- How Much Does Fundraiser Event Insurance Cost?
- Where Can a Nonprofit Get Insurance for a Fundraising Event?
- Does a Fundraiser with Drink Tickets Need Liquor Liability Insurance?
Conferences and business meetings
- Does Our Business Insurance Cover a Conference or Company Event?
- How Much Does Conference or Corporate Event Insurance Cost?
- Where Can I Get Insurance for a Conference or Business Meeting?
- Who Needs Insurance at a Conference: the Organizer or the Exhibitors?
Fairs, festivals and community markets
- What Insurance Do I Need for a Fair, Festival, or Community Market?
- How Much Does Festival or Community Market Liability Insurance Cost?
- Where Can I Get Insurance for a Festival or Community Event?
- Are Food Vendors and Beer Gardens Covered by the Festival’s Insurance?
Coverage questions
- Host Liquor vs. Liquor Liability: What Does My Event Need?
- Do I Need Hired and Non-Owned Auto Liability for My Event?
- My Venue Wants a COI and Additional Insured Status. What Is the Difference?
- Should I Request $1 Million or $2 Million in Event Liability Coverage?
- Does Event Liability Insurance Cover Cancellation, Rain, or Lost Deposits?
What does special event insurance cover?
Event liability insurance can help with covered injury and property-damage claims against the host or organizer. Cancellation, vehicles and some alcohol exposures need separate coverage.
What information should I prepare for a quote?
Prepare the event type, dates, location, expected attendance and revenue, requested limits, and details about alcohol, vehicles, vendors and activities.
Can I get insurance for a last-minute event?
Eligible events may qualify for same-day coverage through a provider. Confirm the effective time before setup starts; submitting a quote request does not activate insurance.