01On your premises
General liability
Options for third-party injury and property damage claims. We review participant liability and athletic-activity exclusions alongside spectator and premises exposures.
Coverage
Coverage that fits your facility.
A weight room, a pickleball club and a youth sports complex have different needs. We review the activities you offer and the policy wording before you choose coverage.
02Coaching & instruction
Professional liability
Coverage options for allegations involving training, coaching or instruction. Tell us whether instructors are employees or independent contractors.
03Participant injuries
Participant accident
Options for eligible accident-related medical expenses, subject to the policy’s benefits, limits and exclusions. This is separate from liability coverage.
04Your space & equipment
Property & business income
Coverage for insured buildings, improvements and equipment after a covered loss. Business income options can help address an interruption caused by covered damage.
05Your employees
Workers’ compensation
Coverage for eligible work-related injuries and illnesses. We review staff duties, payroll and the states where employees work.
06Youth & vulnerable groups
Abuse & molestation
Specialized liability options for covered allegations. We discuss youth programs, supervision and screening practices with the available markets.
07Additional limits
Umbrella / excess
Higher limits above specified underlying liability policies. We review whether the excess coverage follows the exposures your facility needs insured.
08Member information
Cyber
Options for responding to covered data incidents affecting member records and business systems. We review the coverage available for your booking and payment operations.
Have vehicles, concessions, pools or special events? Tell your advisor so those activities can be reviewed too. Get a quote
Your facility, in focus
More than a building.
A place to move.
Start with what happens inside your doors—and on your fields.
Gyms & training studios
Membership clubs, strength and conditioning, group fitness and personal training.
Courts & racquet clubs
Pickleball, tennis, basketball and volleyball facilities, including lessons and court rentals.
Sports complexes & fields
Indoor turf, outdoor fields, batting cages, leagues and tournament venues.
Recreation & aquatic centers
Multi-use spaces, swim programs and community recreation. Share every activity you offer.
What we look at
The details behind
your quote.
Send what you have. Your advisor helps you work through the rest.
Talk about your facility ↗Your activities
Sports, participant ages, lessons, leagues, camps, rentals and events. Flag pools, climbing areas and any other specialty activities.
Your people
Employees, contracted coaches, volunteers and outside operators. We review who needs to be included in the insurance.
Your premises & agreements
Locations, square footage, equipment values, leases, rental agreements and requested certificates.
Your current program
Existing policies, claims history, membership terms and safety procedures help us understand the operation.
A closer look
Athletic facility
insurance, explained.
Does general liability cover players as well as visitors?
It depends on the policy. Participant injuries, coaching and particular activities may have separate terms or exclusions. We review those points alongside the premises coverage.
What if we rent our space to coaches, teams or event organizers?
Share the rental agreement and insurance requirements. Your advisor can review your policy alongside the outside operator’s coverage and any additional-insured requests.
What should we share about youth programs or camps?
Tell us the ages, activities, supervision arrangements and screening procedures. We can discuss available participant accident and abuse or molestation coverage options.
What affects the price?
Your location, activities, size, claims history and chosen limits all matter. We gather the facility details before requesting quotes, so the options reflect the business you actually run.
Availability, limits and exclusions depend on the operation, carrier and policy. Your advisor will review the options with you.