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Event types

Old Timer Event Insurance: Coverage, Cost and Same-Day Guide

Old timer events gather former players, members or longtime residents for a reunion, recognition ceremony or light exhibition game. Organizers should clarify whether anyone actually competes, since participant injury may be excluded, and plan for accessible seating, food service and any alcohol served to guests.

Which guide answers my question?

Which activities should the application describe?

Insurers price and review old-timer event insurance from the activity plan, not the event name. Describe who is responsible for each of these arrangements:

  • Clarify whether the old-timer event is a reunion, exhibition or active competition.
  • Identify the actual activities and participant roles.
  • Separate memorabilia displays from any performance or sporting program.

What kind of claim is this insurance for?

Suppose an elderly guest loses footing on a steep bleacher step while finding a seat for the old-timers exhibition and alleges that the event host caused the injury. That is the kind of third-party claim event liability insurance may address, subject to the policy terms. If a returning former player is hurt in an exhibition game, since participant injuries are often excluded, you may need a separate coverage option; ordinary event liability is not automatically the answer.

What should I have ready for a quote?

  • The legal name of the event host who will be the named insured.
  • Event dates, setup and teardown times, the venue address and expected daily attendance.
  • The venue contract or permit, including any certificate and additional insured wording it requires.
  • Whether alcohol is served, sold or brought by guests, and who serves it.
  • Hired vendors, performers and equipment rentals, and any activity beyond the list above.

Request a quote with your event details. Submitting the form does not bind insurance.