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Event types

Monte Carlo Night Insurance: Coverage, Cost and Same-Day Guide

A Monte Carlo night is a casino-themed party, often a fundraiser, where guests play games like blackjack and roulette with play money for prizes. Organizers should identify who provides and deals the tables, how prizes and fundraising receipts are handled and whether liquor liability applies.

Which guide answers my question?

Which activities should the application describe?

Insurers price and review Monte Carlo night insurance from the activity plan, not the event name. Describe who is responsible for each of these arrangements:

  • Describe the Monte Carlo night's actual gaming and entertainment format.
  • Identify table providers and operators.
  • Coordinate prize redemption and fundraising receipts.

What kind of claim is this insurance for?

Suppose a guest is hurt when an overcrowded rented craps table tips as players lean on its rail and alleges that the event organizer caused the injury. That is the kind of third-party claim event liability insurance may address, subject to the policy terms. If hosted drinks flow at the tables and an intoxicated guest injures someone, without liquor liability, you may need a separate coverage option; ordinary event liability is not automatically the answer.

What should I have ready for a quote?

  • The legal name of the event organizer who will be the named insured.
  • Event dates, setup and teardown times, the venue address and expected daily attendance.
  • The venue contract or permit, including any certificate and additional insured wording it requires.
  • Whether alcohol is served, sold or brought by guests, and who serves it.
  • Hired vendors, performers and equipment rentals, and any activity beyond the list above.

Request a quote with your event details. Submitting the form does not bind insurance.