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Event types

Film Production Insurance (Equipment and Crew): Coverage, Cost and Same-Day Guide

A film production involves shoots with a crew, rented cameras and lighting, and locations such as homes, streets or studios. Producers should separate general liability for the public from equipment coverage for rented gear and workers' compensation for crew, and check what location owners require.

Which guide answers my question?

Which activities should the application describe?

Insurers price and review film production insurance (equipment and crew) from the activity plan, not the event name. Describe who is responsible for each of these arrangements:

  • Identify the producer, crew and all planned production activities.
  • Describe rented equipment, work locations and worker-engagement arrangements.
  • Separate production liability, crew injuries and equipment protection in the coverage request.

What kind of claim is this insurance for?

Suppose a passerby is struck by a falling light stand on a sidewalk location outside the production's set and alleges that the production company caused the injury. That is the kind of third-party claim event liability insurance may address, subject to the policy terms. If rented cameras are damaged or a crew member is hurt on set, you may need a separate coverage option; ordinary event liability is not automatically the answer.

What should I have ready for a quote?

  • The legal name of the production company who will be the named insured.
  • Event dates, setup and teardown times, the venue address and expected daily attendance.
  • The venue contract or permit, including any certificate and additional insured wording it requires.
  • Whether alcohol is served, sold or brought by guests, and who serves it.
  • Hired vendors, performers and equipment rentals, and any activity beyond the list above.

Request a quote with your event details. Submitting the form does not bind insurance.