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Event types

Event with Drone Flights Insurance: Coverage, Cost and Same-Day Guide

An event with drone flights may use aerial filming, light shows or demonstrations above a crowd or venue. Organizers should confirm that the operator carries aviation coverage, since general liability often excludes aircraft, and should map flight paths away from public areas.

Which guide answers my question?

Which activities should the application describe?

Insurers price and review event with drone flights insurance from the activity plan, not the event name. Describe who is responsible for each of these arrangements:

  • Identify the drone activity and operator.
  • Map flight operations and public areas.
  • Coordinate the flight with the venue and event schedule.

What kind of claim is this insurance for?

Suppose a festival attendee is struck when a drone filming the crowd clips a light pole and falls and alleges that the event organizer caused the injury. That is the kind of third-party claim event liability insurance may address, subject to the policy terms. If the drone operator lacks aviation coverage and a flight causes injury, you may need a separate coverage option; ordinary event liability is not automatically the answer.

What should I have ready for a quote?

  • The legal name of the event organizer who will be the named insured.
  • Event dates, setup and teardown times, the venue address and expected daily attendance.
  • The venue contract or permit, including any certificate and additional insured wording it requires.
  • Whether alcohol is served, sold or brought by guests, and who serves it.
  • Hired vendors, performers and equipment rentals, and any activity beyond the list above.

Request a quote with your event details. Submitting the form does not bind insurance.