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Clown Troupe Performance Insurance: Coverage, Cost and Same-Day Guide

A clown troupe sends several performers to parties, parades and festivals for walkabouts, skits and audience interaction. Troupes should clarify whether they only supply performers or also run attractions, who handles props and makeup and how injuries to their own performers are covered.

Which guide answers my question?

Which activities should the application describe?

Insurers price and review clown troupe performance insurance from the activity plan, not the event name. Describe who is responsible for each of these arrangements:

  • Describe each clown's act and division of responsibilities.
  • Identify props, makeup and movement through audience areas.
  • Clarify whether the troupe supplies performers only or also organizes attractions.

What kind of claim is this insurance for?

Suppose a party guest is struck in the eye by a spring-loaded prop during a clown's walkabout through the audience and alleges that the clown troupe caused the injury. That is the kind of third-party claim event liability insurance may address, subject to the policy terms. If a clown is hurt during a pratfall routine or the troupe's props and costumes are stolen from a vehicle, you may need a separate coverage option; ordinary event liability is not automatically the answer.

What should I have ready for a quote?

  • The legal name of the clown troupe who will be the named insured.
  • Event dates, setup and teardown times, the venue address and expected daily attendance.
  • The venue contract or permit, including any certificate and additional insured wording it requires.
  • Whether alcohol is served, sold or brought by guests, and who serves it.
  • Hired vendors, performers and equipment rentals, and any activity beyond the list above.

Request a quote with your event details. Submitting the form does not bind insurance.