BUSINESS INSURANCE, DONE DIFFERENTLY

Better pricing. Clear coverage.
Real advice.

A faster, easier way to get covered.
Shop insurance, manage policies, and get licensed advisor support in one place.

Share a few details and a licensed advisor will be in touch.

What we offer

Core coverage for your business.

The policies most businesses need to operate and win work, explained in plain English. Need something else? We place it too.

General Liability

Covers third-party claims for bodily injury or property damage, the basic protection most clients and landlords require before you can work.

Workers' Comp

Pays medical bills and lost wages if an employee is hurt on the job. Required in almost every state once you have staff.

Property

Protects your building, equipment, and inventory against fire, theft, and storms, whether you own the space or lease it.

Excess & Umbrella

Adds a higher limit on top of your other policies for the larger claims that could otherwise put the whole business at risk.

Cyber

Covers hacks, ransomware, and data breaches: the response costs, system recovery, and liability when customer data is exposed.

Directors & Officers (D&O)

Protects your leaders' personal assets if they are sued over decisions made while running the company. Often required by investors.

Professional Liability

Covers claims that your work or advice caused a client a financial loss, even when you did nothing wrong. Also called E&O.

And everything else

If a risk exists, we can place it: liquor liability, inland marine, flood, EPLI, and whatever else your business runs into. Just ask.

How it works

From first message to bound policy.

A simple path that combines software speed with a licensed advisor who owns your account.

1

Tell us about your business

Answer a few quick questions in the chat above so we get to know your business.

2

An advisor gets in touch

A licensed producer reaches out to learn the details and answer your questions.

3

We shop the market

We compare 50+ carriers to find the right coverage at the best price for you.

4

You choose and bind

Pick the policy that fits and we bind it for you, then send your certificates.

5

We stay with you

Your advisor handles renewals and changes, helps with claims, and shows you how to lower your risk.

Who we cover

Built for the industries we know.

From standard accounts to the hard-to-place risks other agencies turn away, we find a market for it.

Technology
Construction
Retail
Real Estate
Hospitality
Transportation
Manufacturing
And more
Why Morrow

A modern brokerage

All the advice of a traditional broker, with the speed of modern technology. Here's what that means for your business.

Dedicated risk advisors

A dedicated, licensed producer who knows your business and is there whenever you need them.

Smarter coverage

Clear advice on the coverage you actually need, so you're never over-insured or left exposed.

Faster answers

We use technology to handle the paperwork and speed up operations, so you get answers in minutes, not weeks.

Deep market access

We work with 50+ carriers of every type, including specialists who cover risks that online portals and generalist agencies simply can't quote.

Better pricing

Our technology shops dozens of carriers every time, so when we come back with a quote, you can trust it's the best price we found.

Claims advocacy

If something goes wrong, we're on your side, helping you file, follow up, and get a fair outcome.

The Morrow platform

Every policy, certificate &
renewal in one place.

Most brokers leave your coverage scattered across inboxes, PDFs, and a rotating cast of account reps. Morrow puts all of it in one platform, every policy in a single view, certificates issued in minutes, and renewals tracked before anything slips.

Example Inc. 12 active policies · Boston, MA
Active policies
12
All current & in force
Total premium
$294,550 /yr
Next renewal
Oct 1
Coterminous, all 12
Your coverageView all
Commercial Property
Building & contents
Lloyd's (E&S)
$128,400per year
Active
General Liability
$2M / $4M aggregate
Travelers
$42,100per year
Active
Umbrella / Excess
$10M limit
Chubb
$31,000per year
Active
Builders Risk
525 Beacon St project
CNA
$74,800per year
Quoting
Workers' Comp
Statutory, MA
AmTrust
$18,250per year
Active
Certificate of insurance
525 Beacon St, lender COI
Greater Boston Bank named as additional insured & mortgagee
Issued
Requested 2 min ago
PDF
Ask Morrow
Who's the additional insured on 525 Beacon?
Greater Boston Bank as mortgagee, plus your property manager, Bulfinch Management. Both sit on the GL and Property policies.

Every policy, one view

Your full program in a single portfolio: coverage, carriers, limits, and premiums. No digging through PDFs or chasing five people for one number.

Certificates in minutes

Request a COI and it's issued in minutes: the right additional insureds, limits, and wording. Not a ticket that sits for a week.

Renewals, handled

See what's coming up and compare this year against last, side by side, so nothing lapses and no increase sneaks past you.

One application, the whole market

Answer once. We shop admitted and surplus carriers across the market and bring back the options, so you're not overpaying by default.

Ask anything

Who's the additional insured? What's excluded? Ask in plain language and get the answer straight from your own coverage.

One schedule of values

Your whole portfolio, every building, limit, and address, exportable in one clean schedule. The thing your last broker could never pull together.

Backed by the markets that matter

We place coverage with 50+ carriers, from A-rated nationals to specialty and surplus lines markets.

FAQ

Questions, answered.

It depends on the carrier and your specific risk. Our advantage is that we shop 50+ carriers to find you the best price among them, and we use AI to apply to most of them at once, something traditional brokers cannot do.

You should expect to hear back from us within minutes. Simple risks can get a quote back in a few hours.

Not fully. You provide a few details online and a licensed risk advisor will be in touch to finish the quote with you. That way you get real coverage advice, not just a number from a form.

Morrow combines the speed of online portals with the advice of traditional brokers. We use AI to submit your applications fast, and licensed producers advise you on how to best protect your business.

Some businesses face complicated risks that most standard carriers will not quote. The excess and surplus (E&S) market is made up of specialized carriers built for exactly those risks. Morrow has access to these markets, so we can find a policy for nearly every type of risk.

It depends on your company's needs. Most businesses need General Liability, Workers' Compensation, and Property insurance. Our dedicated advisors can help you determine exactly which coverages are right for you.