Insurance for contractors and tradespeople
Most contractors don't have time to sit on hold with a broker. You're between jobs, the GC is asking for a certificate before lunch, and the renewal that just came in is up another twelve percent. Tell us what you do and we'll come back with options from carriers who actively write your class of work.
Common exposures we underwrite
A tenant slips on a wet floor during a kitchen re-pipe. A finish carpenter takes a nail to the hand. A trailer full of compressors and copper goes missing overnight. A service van rear-ends a delivery truck on the way to a punch list. We price for these scenarios up front and walk through what is and isn't covered before you bind.
Coverages we typically place
General Liability for third-party injury and property damage. Workers' Compensation, required in nearly every state once you have one employee. Commercial Auto for vans, trucks, and trailers. Tools and Equipment (Inland Marine) for the gear you carry between jobs. Installation Floater for materials in transit and stored before they are attached to a structure. Excess and Umbrella limits when contracts demand them.
Trades we cover
Electrical, plumbing, HVAC, framing, drywall, painting, roofing, flooring, tile, masonry, handyman services, low-voltage, solar, fire and life safety, and most specialty subs. Same-day certificates are standard once a policy is bound.
Tell us about your business and we'll come back with options from carriers writing your class.
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