Construction insurance that keeps the project moving
A construction program isn't one policy. It's builders risk on the structure, general liability for everyone on site, auto for the fleet, umbrella to meet owner requirements, pollution if you're disturbing soil, and a workers' comp plan that survives an audit. We map the full stack against your contract before anything binds.
Where we add value
Contract review is the part most agencies skip. AIA agreements, OCIP and CCIP wrap-ups, additional insured wording, waiver of subrogation, primary and non-contributory language: if your policy forms don't match what the owner requires, your certificate gets rejected and the draw gets held. We read the contract first and structure the program to match.
Lines we place for construction
Commercial General Liability with an appropriate completed-operations tail. Builders Risk (course of construction), including soft costs. Pollution Liability for ground-disturbing or remediation work. Subcontractor Default coverage (SubGuard) where it fits. Inland Marine for owned and rented equipment. Workers' Compensation with an experience-mod review. Commercial Auto. Excess and Umbrella stacks up to $25M.
Who we work with
General contractors, design-build firms, commercial remodelers, custom home builders, civil contractors, and specialty subs on projects from $250K to $50M and up. If your renewal is approaching and you want a second look, send the loss runs and we'll put a proposal together.
Tell us about your business and we'll come back with options from carriers writing your class.
Request a project quote